Terms of Service

Paradigm Capital Group · Effective October 15, 2026

These terms apply to your use of websites, guides, emails, text messages and other materials provided by Paradigm Capital Group ("Paradigm," "we," "us"). By using them, you agree to these terms.

Age requirement: Our websites, guides, emails and text messages are intended only for adults 18 years of age or older. By using them or submitting your information, you confirm that you are at least 18.

1. Educational information only

Our content, including The Paradigm Retirement Guide 2026, is for general educational purposes. It is not individual tax, legal, investment or financial advice, and using it does not create an advisory or client relationship. Tax laws, Medicare rules and Social Security rules change often. Examples are hypothetical and do not guarantee any result. Please consult a qualified tax professional or attorney about your situation.

2. Insurance and advisory services

Scott Whatley is a licensed insurance agent in multiple states and offers insurance products only where properly licensed. He may receive commissions from insurance companies on products purchased. Insurance and annuity guarantees are subject to the claims-paying ability of the issuing insurer. Paradigm Capital Group is not a registered investment adviser; where investment advisory services are offered, they are provided through unaffiliated registered investment advisers under separate agreements and disclosure documents.

Our educational content does not market, offer or endorse any specific Medicare plan. For information on all of your Medicare options, contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048) or your local State Health Insurance Assistance Program (SHIP).

3. Text messaging terms

If you opt in, Paradigm Capital Group will send text messages about your guide request, appointments and, if you separately consent, retirement planning tips and event invitations. Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for help. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy.

4. Copyright and permitted use

All content we publish, including The Paradigm Retirement Guide 2026 and its text, charts, worksheets, Paradigm Scorecard and Paradigm Timeline, plus our web pages, emails and graphics, is owned by Paradigm Capital Group and protected by U.S. copyright and other intellectual-property laws. © 2026 Paradigm Capital Group. All rights reserved.

You may download, print and share complete, unaltered copies of the guide free of charge with family and friends for personal, non-commercial use.

You may not, without our prior written permission:

  • copy, modify, excerpt, translate or create derivative works from our content;
  • remove or alter our name, copyright notices or disclosures;
  • rebrand, sell, license or republish our content, or use it to market another business, product or service;
  • scrape, harvest or bulk-download our content, or use it to train or improve artificial-intelligence or machine-learning models.

Permission requests: [email protected]. We actively protect our work and may pursue all available remedies for unauthorized use.

5. Acceptable use

You agree not to interfere with our websites, attempt to gain unauthorized access, submit false information or someone else's contact details, or use automated tools to access our sites or forms.

6. Links to other websites

We link to government agencies and other resources for your convenience. We do not control and are not responsible for their content.

7. Disclaimer and limitation of liability

Our websites and materials are provided "as is." We work to keep them accurate but do not warrant that they are complete, current or error-free. To the fullest extent permitted by law, Paradigm Capital Group is not liable for any indirect, incidental or consequential damages arising from your use of our websites or materials, or from decisions made based on them.

8. Governing law

These terms are governed by the laws of the State of Florida. Any dispute will be resolved in the state or federal courts located in Florida, unless applicable law requires otherwise.

9. Changes

We may update these terms from time to time. The effective date at the top shows when they were last changed.

10. Contact us

Paradigm Capital Group
28210 Paseo Dr, Suite 216, Wesley Chapel, FL 33543
727-278-3645 · [email protected]

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